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Settle the Argument.

You've already had it. Now go settle it.

Every card here starts with something fans actually say — then runs it against the same canonical Verdict projection that ranks the board. Matchup Central predicts the game. This settles the argument.

The argument everybody has

“Put them through our schedule and see what happens.”

TRADE SCHEDULES

Swap two schedules, same venues, and run both seasons out. Who was carrying a schedule, and who was being carried by one.

Team
Trade with
SAC
Sacramento State

Forgiving schedule of their own · San Jose State's is forgiving

Was
6-6
On San Jose State's schedule
6-6
-0.4 wins
Expected wins now
5.9
Was
6.3
Where it lands
6+60%
10+1%
SJSU
San Jose State

Forgiving schedule of their own · Sacramento State's is forgiving

Was
6-6
On Sacramento State's schedule
6-6
+0.3 wins
Expected wins now
5.9
Was
5.6
Where it lands
6+61%
10+1%
Who benefits
San Jose State
+0.3 expected wins

San Jose State picks up about half a win on Sacramento State's slate.

Who gets hurt
Sacramento State
−0.4 expected wins

Sacramento State gives back about half a win on San Jose State's slate.

The game that changes everything

Vs Kent State

Week 9 · Sacramento State's schedule
SAC
Sacramento State
60%
to win · favored by 4
SJSU
San Jose State
56%
to win · favored by 3
4-point probability gap

Sacramento State is 4 points likelier to win that game than San Jose State. Small on paper. It shows up in the record.

Sacramento State · toughest games they inherit
At
USC
USC
6%
Vs
UNLV
UNLV
40%
At
NEV
Nevada
46%
7 games on San Jose State's slate they would not have played.
San Jose State · toughest games they inherit
Vs
TOL
Toledo
26%
At
CMU
Central Michigan
37%
Vs
OHIO
Ohio
40%
6 games on Sacramento State's slate they would not have played.
The record test
Sacramento State: The record will flatter them · No. 111 strength / No. 70 projected wins
San Jose State: The record will flatter them · No. 117 strength / No. 80 projected wins
The verdict
Maybe it wasn't the schedule.

Swap them and almost nothing moves. Sacramento State and San Jose State are what they are.

Each team is run through the other's exact schedule, same venues. Head-to-head games between the two are set aside so both slates are the same size. All 12 games modeled, non-FBS opponents included. Both slates are run at 11 games so the records compare like for like — the extra rated game (Air Force) is set aside.

More arguments to settle

2026 Preseason Model · Partial roster evidence · data as of 2026-07-11. QB continuity and verified personnel changes are included. Returning-production and updated coaching data are still pending. Projections are model estimates for analysis, not guarantees.

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